VirtualPreneurNG provides a collection of online resources which includes but not limited to airtime recharge/Virtual Top Up, bills payment, SMS services and various email services, (referred to hereafter as “the Service”) subject to the following Terms of Use (“TOU”).
By using the service in any way, you agree to comply with the TOU and any applicable posted guidelines for all services, which may change from time to time. Should you object to any term or condition of the TOU, any guidelines, or any subsequent modifications thereto or become dissatisfied with VirtualPreneurNG. 
in any way, your only recourse is to immediately discontinue use of VirtualPreneurNG.

VirtualPreneurNG has the right, but is not obligated, to strictly enforce the TOU through self-help, community moderation, active investigation, litigation and prosecution.


We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time. Such modifications shall become effective immediately upon the posting thereof. You must review this agreement on a regular basis to keep yourself apprised of any changes.


You understand that all money deposited for registration, upgrade and funding of your wallet are final and cannot be reversed or refunded.


If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please notify VirtualPreneurNG for notice of claims of copyright or other intellectual property infringement (“Agent”), at
Please provide us with the following Notice;

a) Identify the material on the VirtualPreneurNG site that you claim is infringing, with enough detail so that we may locate it on the website

b) A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

c) A statement by you declaring under penalty of perjury that (1) the above information in your Notice is accurate, and (2) that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner;

d) Your address, telephone number, and email address; and

e) Your physical or electronic signature.

VirtualPreneurNG will remove the infringing posting(s) as soon as verification is done. 


You can browse our sites without telling us who you are or revealing any personal information about yourself. Once you give us your personal information, you are not anonymous to us. If you choose to provide us with personal information, you consent to the transfer and storage of that information on our servers.
We may collect and store the following personal information:

  • email address, physical contact information, and (depending on the service used) sometimes financial information, such as credit card or bank account numbers;
  • transactional information based on your activities on the sites (such as purchaseing, buying, selling, item and content you generate or that relates to your account);
  • shipping, billing and other information you provide to purchase or ship an item
  • community discussions, chats, dispute resolution, correspondence through our sites, and correspondence sent to us;
  • other information from your interaction with our sites, services, content and advertising, including computer and connection information, statistics on page views, traffic to and from the sites, ad data, IP address and standard web log information;
  • information from other companies, such as demographic and traffic data

Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, and customized experience. You agree that we may use your personal information to:

  • provide the services and customer support you request;
  • resolve disputes, collect fees, and troubleshoot problems;
  • prevent potentially prohibited or illegal activities, and enforce our User Agreement;
  • customize, measure and improve our services, content and advertising;
  • tell you about targeted marketing, service updates, and promotional offers based on your communication preferences; and
  • compare information for accuracy, and verify it with third parties.

You further acknowledge and agree that VirtualPreneurNG may, in its sole discretion, preserve or disclose your Content, as well as your information, such as email addresses, IP addresses, timestamps, and other user information, if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to; 
– comply with legal process;
– enforce the TOU;
-respond to claims that any Content violates the rights of third-parties;
-respond to claims that contact information (e.g. phone number, street address) of a third-party has been 
posted or transmitted without their consent or as a form of harassment; 
– protect the rights, property, or personal safety of VirtualPreneurNG., its users or the general public.


You agree not to post, email, or otherwise make available Content:

a) that is unlawful, harmful, threatening, abusive, harassing, defamatory, libelous, invasive of another’s privacy, or is harmful to minors in any way;

b) that is pornographic or depicts a human being engaged in actual sexual conduct including but not limited to (i) sexual intercourse, including genital-genital, oral-genital, anal-genital, or oral-anal, whether between persons of the same or opposite sex, or (ii) bestiality, or (iii) masturbation, or (iv) sadistic or 
masochistic abuse, or (v) lascivious exhibition of the genitals or pubic area of any person;

c) that harasses, degrades, intimidates or is hateful toward an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;

d) that violates the Fair Housing Act by stating, in any notice or ad for the sale or rental of any dwelling, a discriminatory preference based on race, color, national origin, religion, sex, familial status or handicap
(or violates any state or local law prohibiting discrimination on the basis of these or other characteristics);

e) that violates federal, state, or local equal employment opportunity laws, including but not limited to, stating in any advertisement for employment a preference or requirement based on race, color, religion,
sex, national origin, age, or disability.

f) with respect to employers that employ four or more employees, that violates the anti-discrimination provision of the Immigration and Nationality Act, including requiring Nigeria citizenship or lawful
permanent residency (green card status) as a condition for employment, unless otherwise required in order to comply with law, regulation, executive order, or federal, state, or local government contract.

g) that impersonates any person or entity, including, but not limited to, a VirtualPreneurNG employee, or falsely states or otherwise misrepresents your affiliation with a person or entity (this provision does not apply to Content that constitutes lawful non-deceptive parody of public figures.);

h) that includes personal or identifying information about another person without that person’s explicit consent;

i) that is false, deceptive, misleading, deceitful, misinformative, or constitutes “bait and switch”;

j) that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party, or Content that you do not have a right to make available under any law or under contractual or fiduciary relationships;

k) that constitutes or contains “affiliate marketing,” “link referral code,””junk mail,” “spam,” “chain letters,” “pyramid schemes,” or unsolicited commercial advertisement;

l) that constitutes or contains any form of advertising or solicitation if: posted in areas of the VirtualPreneurNG. sites which are not designated for such purposes; or emailed to VirtualPreneurNG users who have not indicated in writing that it is alright to contact them about other services, products or commercial interests.

m) that includes links to commercial services or web sites, except as allowed in “services”;

n) that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

o) that employs misleading email addresses, or forged headers or otherwise manipulated identifiers in order to disguise the origin of Content transmitted through the Service.

Additionally, you agree not to:

p) contact anyone who has asked not to be contacted, or make unsolicited contact with anyone for any commercial purpose;

q) “stalk” or otherwise harass anyone;

r) collect personal data about other users for commercial or unlawful purposes;

s) use automated means, including spiders, robots, crawlers, data mining tools, or the like to download data from the Service – unless expressly VirtualPreneurNG;

t) attempt to gain unauthorized access to VirtualPreneurNG computer systems or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the VirtualPreneurNG website; or


A “Posting Agent” is a third-party agent, service, or intermediary that offers to post Content to the Service on behalf of others. To moderate demands on VirtualPreneurNG resources, you may not use a Posting Agent to post Content to the Service without express permission or license from VirtualPreneurNG.


You understand and agree that sending unsolicited email advertisements to VirtualPreneurNG email addresses or through VirtualPreneurNG computer systems is expressly prohibited. Any unauthorized use of VirtualPreneurNG computer systems is a violation of these Terms and certain federal and state laws. Such violations may subject the sender and his or her agents to civil and criminal penalties.


VirtualPreneurNG grants you a limited, revocable, non-exclusive license to access the Service for your own personal use. This license does not include: 
(a) access to the Service by Posting Agents; or (b) any collection, aggregation, copying, duplication, display or derivative use of the Service nor any use of data mining, robots, spiders, or similar data gathering and 
extraction tools for any purpose unless expressly permitted by VirtualPreneurNG. 
A limited exception to (b) is provided to general purpose internet search engines and non-commercial public archives that use such tools to gather information for the sole purpose of displaying hyperlinks to the Service, provided they each do so from a stable IP address or range of IP addresses using an easily identifiable agent and comply with our robots.txt file.


You agree that VirtualPreneurNG, in its sole discretion, has the right (but not the obligation) to delete or deactivate your account, block your email or IP address, or otherwise terminate your access to or use of the Service (or any part thereof), immediately and without notice, and remove and discard any 
Content within the Service, for any reason, including, without limitation, if VirtualPreneurNG, believes that you have acted inconsistently with the letter or spirit of the TOU. Further, you agree that VirtualPreneurNG shall not be liable to you or any third-party for any termination of your access to the Service.


The Service is protected to the maximum extent permitted by copyright laws. Content displayed on or through the Service is protected by copyright as a collective work and/or compilation, pursuant to copyrights laws, and international conventions. Any reproduction, modification, creation of derivative works from or redistribution of the site or the collective work, and/or copying or reproducing the sites or any portion thereof to any other server or location for further reproduction or redistribution is prohibited without the express written consent of VirtualPreneurNG. You further agree not to reproduce, duplicate or copy Content from the Service without the express written consent of VirtualPreneurNG, and agree to abide by any and all copyright notices displayed on the Service. You may not decompile or disassemble, reverse engineer or otherwise attempt to discover any source code contained in the 


You agree that use of the VirtualPreneurNG website and the service is entirely at 
your own risk. VirtualPreneurNG site and the service are provided on “as available” basis, without any warranties of any kind. All express and implied warranties, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights are expressly disclaimed to the fullest extent permitted by law. To the fullest extent permitted by law, VirtualPreneurNG disclaims any warranties for the security, reliability, timeliness, accuracy, and performance of the VirtualPreneurNG site and the service. Some jurisdictions do not allow the disclaimer of implied warranties. In such jurisdictions, some of the foregoing disclaimers may not apply to you insofar as they relate to implied warranties.


Under no circumstances shall VirtualPreneurNG be liable for direct, indirect, incidental, special, consequential or exemplary damages (even if VirtualPreneurNG has been advised of the possibility of such damages), resulting from any aspect of your use of the VirtualPreneurNG site or the service, whether the damages arise from use or misuse of the VirtualPreneurNG site or the service, from inability to use the VirtualPreneurNG site or the service, or the interruption, suspension, modification, alteration, or termination of the VirtualPreneurNG site or the service.


You agree to indemnify and hold VirtualPreneurNG, its officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, 
including reasonable attorney fees and court costs, made by any third party due to or arising out of Content you submit, post or make available through the Service, your use of the Service, your violation of the TOU, your breach of any of the representations and warranties herein, or your violation of any rights of another.


The TOU constitute the entire agreement between you and VirtualPreneurNG and govern your use of the Service, superceding any prior agreements between you and VirtualPreneurNG. The failure of VirtualPreneurNG to exercise or enforce any right or provision of the TOU shall not constitute a waiver of such right or provision. If any provision of the TOU is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOU remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOU must be filed within one (1) year after such claim or cause of action arose or be forever barred.


Please report any violations of the TOU, by flagging the posting(s) for review. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.

You understand and agree that, because damages are often difficult to quantify, if it becomes necessary for VirtualPreneurNG to pursue legal action to enforce these Terms, you will be liable to pay VirtualPreneurNG. the following amounts as liquidated damages, which you accept as reasonable estimates of VirtualPreneurNG damages for the specified breaches of these Terms:

a. If you post a message that (1) impersonates any person or entity; (2) falsely states or otherwise misrepresents your affiliation with a person or entity; or (3) that includes personal or identifying information about another person without that person’s explicit consent, you agree to pay VirtualPreneurNG for each such message. 
This provision does not apply to Content that constitutes lawful non-deceptive parody of public figures.

b. If you send unsolicited email advertisements to VirtualPreneurNG email addresses or through VirtualPreneurNG computer systems, you agree to pay VirtualPreneurNG for each such email.

c. If you aggregate, display, copy, duplicate, reproduce, or otherwise exploit for any purpose any Content (except for your own Content) in violation of these Terms without VirtualPreneurNG express written permission, you agree to pay VirtualPreneurNG for each day on which you engage in such conduct.

Otherwise, you agree to pay VirtualPreneurNG actual damages, to the extent such actual damages can be reasonably calculated. Notwithstanding any other provision of these Terms, VirtualPreneurNG retains the right to seek the remedy of specific performance of any term contained in these Terms, or a preliminary or permanent injunction against the breach of any such term or in aid of the exercise of any power granted in these Terms, or any combination thereof.


Take your time to read the guidelines of our partnership package:

(a.) Investment capital is a minimum of N20,ooo and a maximum of N1,000,000 and you get 7.5% return every 30 days.

Its time to start making your money work for you. Sow your capital and spend only the returns.

(b.) Each partners will receive mail after payment, once fund is received, it will be acknowledged by email.

(c.) The list of all new partners will be compiled and they will be notified in their emails.

(d.) Payments shall be made only through the payment link provided on the platform.

(e.) Minimum deposit amount acceptable for partnership is N20,000 while the maximum is N1,000,000.

(f.) Minimum tenor for investment is 120 days Maximum for as long as you want. However, you must indicate if you wish to roll-over your capital otherwise your interest and capital will be paid to your designated account after 120days.

(g.) Return on investment would be 7.5% flat monthly. Both your capital and returns will be paid at the end of the 120-day window if we do not get a roll-over instruction.

(h.) Irrespective of your capital, roll-over of both capital and interest is acceptable for all partners.

(i.) Premature termination of partnership is not ALLOWED, If you know you may have urgency to collect cash, kindly opt for 120days only, without a roll-over option.

(j) The above terms can only get better and will be fine-tuned over time.

What’s the worst Case Scenario: Like on other business its possible to run to loss but we have managed this so well that partners cant experience loss of capital

We must understand that Virtual Top-Up Airtime, Data and TV subscription has come to stay. It’s up to us to participate in this as best as we can and this platform promises to help you achieve that.

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